Baby Boomer Retirement &
The Impact on Home Investors

We all know the baby-boom generation is fast approaching retirement, but have you considered how this is likely to impact the housing market. Since the housing market is responsive to supply and demand, retiring boomers is likely to have a significant impact on every housing market across the country. In this edition of The Home Investor, we’ll give serve up some food for thought on what might be coming to a housing market near you soon!

We’ll review some specific aspects of home design that are expected to be impacted by these changes and consider how regional markets might be transformed.

As people retire, they’ll begin looking for specifics in their choice of retirement home. Anticipating these changes when reviewing your property choices can make the difference between a home that increases in value and one that doesn’t.

Interior Design: Stairs

As we grow older, stairs become more difficult to handle, so homes with a single-story layout such as ranches are likely to become more popular architectural styles. If stairs are unavoidable, wider stairways make it easier to add a stair lift if necessary. Another great option for larger, upscale homes would be to install an elevator, providing easy access to all levels and instantly making a home more desirable for retirees. (This would be a good option for prestige location homes such as waterfront properties).

Bathrooms

Having an en-suite bathroom is essential when considering retirement. Even better is to have a bathroom master suite with a separate toilet. Bathrooms should be spacious and offer easy access (no high steps into the bathtub or shower). Allow room for adding grab rails per customer demand.

Bedrooms

Be sure to design bedrooms with natural light and space for sitting and reading. Provide plenty of power outlets to give flexibility in positioning bedroom furniture. Walk-in closets with a dressing area make it easier to manage dressing and undressing.

Laundry

The closer the laundry is to the bedroom, the less distance the laundry has to be moved. Consider adding a laundry room near to the master suite (be sure to have the walls insulated to avoid noise).  Raising front-loader washer/dryer machines up on a plinth makes it easier to load and unload laundry without bending.

1st floor In-laws

As parents approach senior years, especially if they are single, many children will want to move their parent(s) in with them so they can take better care of them. Homes with in-law apartments on the first floor provide the parent with an element of independence while allowing the caregivers some privacy too. Essentials for a basic in-law setup: bedroom, bathroom, kitchenette/living/dining area, private entrance, emergency alarm, smoke detectors in every room and wired to the main house smoke alarms.

Low maintenance

When seniors get to retirement they may want to take time to enjoy it. Having a low-maintenance home is part of the plan. The recent increase in demand for condominiums may be in part a result of this desire for low-maintenance living by retirees. Investors that come up with ways for their homeowners to live a maintenance-free life are going to be able to tap this lucrative market. How about setting up a home maintenance program with a local contractor and a landscaper to take care of the home for a fixed monthly fee! (Watch for these types of service contracts coming out in the future).

Electrics

Consider positioning power outlets three feet off the floor to permit easy access without bending (check local building codes). The location will dictate the practicality of this strategy but some rooms such as bedrooms can easily accommodate higher wall outlets.

Security

Seniors want to feel safe, not only from break-ins but also if something were to happen, such as falling and becoming unable to stand. Adding a home-security system with continual monitoring is a first step. How about having a voice activated alert that connects to the monitoring center. (Be sure to have some kind of emergency alert in the bathroom – all kinds of emergencies happen in the bathroom for no other reason than water makes floors and tubs slippery).

Garage

Although not essential, a garage allows seniors to keep their car out of the elements. In colder climates this means less time spent clearing snow and ice from the car.

Yards

Although some seniors will opt for the reclusive “leave-me-alone” or “I want to live miles from my nearest neighbor” approach, many will enjoy the company of good neighbors and the pleasures of a small garden to tend and relax in. A big yard means high maintenance fees and lots of yard work. Smaller yards that have been carefully planned as low-maintenance areas for cultivating plants and attracting birds and butterflies will be popular with many. Provide an area for personal creativity to grow plants and shrubs for the green fingered gardener.

Structured Housing

In coming years we will see more over 55 communities where baby boomers can gather without worrying about dealing with the noise from kids playing in the street. Other variations on this concept will probably develop as creative architects and investors come up with ways to service this affluent generation.

Location, Location, Location

Where are the Baby Boomers going to want to live? Consider these factors in figuring out your own answers to this question:

    Warm winter climates will be attractive to many from colder northern states. Where possible, northern boomers may want a winter home and a summer home to allow them to migrate with the seasons.

    Grandparents will typically want to be close to their grandchildren.

    Quality of life issues will become important in finding a home in which to grow old. Homes overlooking the ocean or water, or with panoramic views, may hold particular appeal.

 
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